Tuesday, 29 May 2018

Nine money saving tips to cut the cost of your food shop

1. Create a budget
The best way to help make sure your food shopping doesn’t leave you skint is to create a monthly budget of your outgoings and incomings. Factor in how much you spend on food and stick to your budget when you shop. It’s easy to go over by a few pounds each week but over a year this really adds up. Subtract money from your budget every time you pick up anything to eat while you’re out and about to get a handle on how much you’re actually spending on food - you might be surprised by how much you’re actually spending on takeaway food.
2. Take a shopping list
Before you head to the supermarket, write down everything you need and work out if you’ve got enough in your budget to buy it all. Shopping without a list can be lethal – you might end up with goods on offer that you don’t really need and you’re far more likely to blow your budget.
3. Plan your meals for the week 
If you plan what meals you’re going to make in advance, you’ll reduce waste and create your
shopping list at the same time. Cook meals in a batch and freeze the leftovers, this will save
you money and time to study (go out).
4. Shop on a full stomach 
Shopping when you’re hungry means you’re likely to buy more because you’re starving. Try
to shop when you’re satisfied, and you’ll avoid splashing out on items you’d never normally
buy but you’re craving because your body is telling you that you need it.
5. Shop with a calculator 
Use the calculator on your phone to add up how much you’re spending as you go around the
shop so you don’t have any nasty surprises when you get to the till. It will really help you to
stick to your budget.
6. Try shopping in a different store
Loyalty doesn’t always pay when it comes to supermarkets. Switching where you shop could
save you a fortune. Try out a few different stores to see how much you could save. It might
mean you have to visit more than one to get all the things you need. You can use sites like
My Supermaket to compare prices. Buy non-food goods like detergent, bin bags and toilet
roll at discount stores to save a few extra pennies.
7. Hunt for yellow stickers 
Find out when your local supermarket mark goods down. If you can get into the habit of
shopping around the time the yellow stickers start to appear on things that are about to go
out of date, you could save yourself a fortune each week.
8. Pay smart 
If you have a decent credit score and you’re good with money you could consider getting a
credit card which gives you cashback on your goods. This way you’ll earn money from your
weekly food shop. You’ll need to pay off what you spend in full every month to avoid interest
charges and ensure it’s worth while. Although it’s a pain to sign up for them don’t forget to
use supermarket loyalty cards. Over a year your points will add up and you’ll get money off
your food shopping or a balance to spend at online stores like Amazon.
9. Get organised 
Clean out your cupboards and fridge once a month. Use up what you bought before buying more.
If you don’t know what you have or can’t find what you’ve bought you’ll end up buying more of the
same unnecessarily.

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